Important Notice for UnumProvident Claimants

The claim denial practices of UnumProvident, the nation’s largest disability insurer, have been under intense scrutiny. In November 2004 Unum was forced to settle in the resulting multistate investigation. Unum will pay $15 million in fines and was ordered to reexamine more than 200,000 denied claims dating back to 1997. Estimates indicate that the resulting damages could be in excess of $100 million.

While some of the previously denied claimants will be contacted by the insurance company via mail, many will receive no notice at all. Furthermore, those that are contacted by Unum may not fully understand their rights or the significance of the notice.  Since there is only a short period of time (60 days) to initiate the reopening of claims, it’s important to do so immediately. If you or someone you know had a long-term disability claim denied or terminated by Unum or one of its subsidiaries (Provident Life and Accident Insurance Company, Unum Life Insurance Company of America, the Paul Revere Life Insurance Company, First Unum Life Insurance Company, Provident Life and Casualty Insurance Company), consider beginning the process of reopening your claim either on your own or after seeking professional advice.

The California law firm of Kantor & Kantor is offering claimants free consultations and explanations of your rights. You may call the firm at 877-783-UNUM with your questions or visit the web at www.DeniedByUnum.com. Or call your own attorney for legal counsel on this matter. Remember, you only have 60 days to reopen your claim.